Nandan Nilekani is the Founder and Chairman of Infosys Technologies Limited. He was the Founding Chairman of the Unique Identification Authority of India (UIDAI) in the rank of a Cabinet Minister from 2009- 2014. Most recently, Nandan has co-founded and is the Chairman of EkStep, a not-for-profit effort to create a learner centric, technology based platform to improve basic literacy and numeracy for millions of children.
Mr. Dilip Asbe is the MD & CEO of National Payments Corporation of India (NPCI). Prior to this, he was the Chief Operating Officer (COO) of NPCI. He has played a pivotal role in designing, building, operationalisation and management of large scale innovative payments processing platforms like Immediate Payment Service (IMPS), Aadhaar enabled Payment System (AePS), India’s home grown card network RuPay and much acclaimed Unified Payments Interface (UPI). A formidable leader to the core, he has ensured the delivery of processing over 4 billion transactions a month with good mentoring of teams. He was awarded the ‘Changemaker of the Year’ award for the revolutionary product UPI which he spearheaded, by one of the leading business dailies. He was also awarded the ET award 2018 for ‘Policy Change Agent of the Year’ award for UPI. Very recently, he was awarded the Financial Express Award in Fintech category from the Hon’ble FM, Ms. Nirmala Sitharaman.
He holds a Master of Science (MS) Degree in Global Management (Executive Programme) from the London School of Economics and Political Science (LSE), UK with Merit.
As part of the leadership team at Sequoia Capital, Rajan is focusing on developing Surge into the world's top scale-up program for startups by acting as an investment advisor and mentor to the programme's founders.
Surge aims to engineer rapid early progress for startups, by enabling disproportionate access to capital, talent, network and decades of company-building knowledge. Rajan's deep understanding of technology, operating expertise and a track record of growing tech businesses across the region will help Surge's founders scale and build the businesses of tomorrow.
Prior to Sequoia, as Head of Google India and Southeast Asia, Rajan played a key role in expanding the regions internet ecosystem while accelerating Google's innovation and growth units. He is also a prolific angel investor who has backed a large number of successful startups at very early stages. Rajan also led Microsoft and Dell in India and was earlier a Partner at McKinsey & Company in Chicago.
Tilman Ehrbeck is managing partner with Flourish, an evergreen fund investing in entrepreneurs whose innovations help people achieve financial health and prosperity.
Before Flourish, Tilman was a partner at Omidyar Network, where he built the global financial inclusion team. Prior to that, he served as CEO of the Consultative Group to Assist the Poor (CGAP), a global partnership to advance financial inclusion. Before CGAP, Tilman grew from associate to partner at McKinsey & Company, where he helped build the global financial services and healthcare practices and worked for more than a decade with leading businesses in North America and India. He currently serves as chair of the Advisory Council to the U.N. Special Advocate for Inclusive Finance in Development and as a Board member or observer for a number of Flourish’s portfolio organizations.
Tac Watanabe is Executive Vice President of the Brand Infrastructure & Technologies unit of JCB, and is responsible for developing and managing the delivery of products such as EMV, 3-D Secure, contactless and mobile payments. He is also leading the development of emerging products and services, including digital payments, EMV tokenization and biometrics authentication, in order to deliver JCB’s unique value to its stakeholders. Tac was appointed to this position in January 2012.
Tac has spent most of his 28-year career with JCB in the global area, making significant contributions to expanding the JCB brand globally. He was based in the U.S. for 6 years, and during his last 2 years in Los Angeles, he was in charge of smart card and other advanced technologies for the region.
Upon returning to Japan in October 2003, Tac assumed management responsibilities for emerging payment initiatives including global standardization activities such as EMVCo. Throughout his career, he has led multiple important projects including the commercial launch of J/Secure (JCB’s 3-D Secure solution), JCB Contactless (JCB’s contactless solution) as well as Apple Pay in Japan in 2016.
Tac graduated from Waseda University in Tokyo, Japan.
Yashish Dahiya is founder & CEO of PolicyBazaar.com. In over 12 years, Yashish has grown PolicyBazaar to become a key influencer in consumer decisions around insurance. He believes death, disease and disability products are the future of the insurance industry, as India strives towards social security. He is an avid sportsperson, and has worked in the past as MD of Ebookers Plc and consultant with Bain & Co in their London office.
Kunal Shah founded CRED in 2018, with a mission to bring the benefits of high-trust communities to creditworthy individuals in developing countries. Kunal combines a deep understanding of people and behaviour with a knowledge of technology and financial products to successfully create new categories and build viable businesses. He has been an advisor to the board of Bennett Coleman & Co. Ltd, the Chairman of the Internet and Mobile Association of Indian and an advisor to Y- Combinator and Sequoia Capital India. He is also an active angel investor who has mentored and made notable investments in companies like Unacademy, RazorPay, Go-Jek, Innov8 and Zilingo among others.
Nithin is an avid trader in the Indian capital markets for over a decade. He along with his brother Nikhil founded Zerodha in 2010. India’s first discount brokerage, widely credited as being a disruptive force in the Indian broking industry became the No.1 brokerage firm in the country by active clients & turnover as per the January data released by NSE.
With Zerodha, Nithin has worked relentlessly to solve the woes individual Indian investors face. Zerodha was the first Indian broker to offer investments completely free of charge. Zerodha leverages technology to offer innovative trading & investing solutions that appeal to a wider audience in a bid to reach sections of the populace not currently participating in the capital markets.
Sameer Nigam founded PhonePe Private Limited in 2015 and serves as its Chief Executive Officer. Before starting PhonePe, Sameer served as Senior Vice President - Engineering and Vice President - Marketing at Flipkart, India’s largest e-commerce platform. His Flipkart journey started in 2011 when the company acquired his earlier startup - Mime360. Mime360 was a digital media distribution platform. Sameer has also served as Director of Product Management at Shopzilla Inc, where he built the company's proprietary shopping search engine.
In 2009, he won the coveted Wharton Venture Award, bestowed by the prestigious Wharton Business School. He holds an MBA from Wharton Business School (University of Pennsylvania), USA, and a Master’s degree in Computer science from University of Arizona, Tucson-USA.
Melissa Frakman is Managing Partner & Founder of EMVC, a global early-stage venture fund investing exclusively in breakthrough fintech and insurtech in India that is scaling locally and has global impact. Over a career in Indian financial services and tech building cross-border businesses, partnerships, and investments, Frakman is an award-winning advisor & partner for Indian entrepreneurs, known for building products across business contexts and cultures. She frequently guides global corporates on their India strategy and is a guest lecturer at Indian Institute of Management, Harvard Business School, and Cornell University.
Catherine is a New Zealander who has spent the majority of her career in financial services in the UK.
She is currently a member of the Barclays UK Executive Committee with responsibility for all customer facing channels including the branch network, telephone and video banking, chat, social media and digital channels. Primary focus in this new role is on transforming customer experience through leveraging latest technology and automation along with highly empowered, empathetic and enabled staff.
Before the recent appointment, Catherine led the Current Accounts, Payments, Insurance and Information Business for Barclays UK with responsibility too for leading Barclays response to PSD2. In 2010 she was appointed Chief Executive, Customer Markets and Products for ASB Bank in NZ, returning to the UK in 2013.
Rohit Bodas is a seasoned venture capitalist with global investing and operating experience. Rohit leads Propel Venture Partners’ international fund and is looking to partner with entrepreneurs building transformational fintech companies. At Propel, Rohit has led investments in Trussle (London), Groww (Bengaluru) and DataSine (London).
Prior to Propel, Rohit was founding Partner of American Express Ventures and led in several category leading fintech and commerce startups such as Plaid, Signifyd, Capillary Technologies, Trulioo, Clip, IndiaLends among others.
Earlier in his career Rohit held various positions in engineering and product development and is an inventor of seven US patents.
Dirk van Quaquebeke is a founding managing partner at BEENEXT, a Singapore based early stage venture capital firm investing in India, Southeast Asia, Japan, and the U.S. He has been living in Asia since 2009 and has been an early stage investor in over 50 companies, such as Trusting Social, Open Bank, Grey Orange Robotics. Previously, he founded and led the company builder Alps Ventures Pte Ltd. out of which more than a dozen incubations and investments were done where he headed in an active operating role 3 different ventures.
Originally from Europe Dirk completed a degree in Computer Science from University of Hildesheim and a dual MSc. in Corporate Finance & Macro Economics as well as the CEMS degree from Copenhagen Business School & ESADE.
Roel Janssen is a Partner at Global Founders Capital (GFC). GFC is a $1+ billion seed and growth fund. It invests globally from 17 different offices and is in the process of opening an office in India as well. GFC has a strong fintech portfolio with companies like Brex, Revolut, Billie, Iwoca, SumUp, Next Insurance, InstaRem and Funding Circle. Prior to joining GFC in 2014, Roel worked five years at McKinsey & Company in London. He is a graduate of Columbia Business School in New York.
Matt is the founder and CEO for Branch International, a leading machine learning - powered provider of fair financial services in emerging markets. Branch is one of the most popular financial apps in Africa and recently expanded to Latin America and Asia. Prior to launching Branch, Matt founded the ground-breaking microfinance non - profit Kiva.org, where he served as CEO for nearly a decade. Under his leadership, Kiva.org operated in 80 countries and lent more than $1B to low income entrepreneurs. Matt has been honored with The Economist “No Boundaries” Innovation Award and was named one of FORTUNE magazine’s “Top 40 under 40.”
Dr. Pramod Varma is the CTO of EkStep, a not-for-profit creating learner-centric, technology enabled platform aiming to provide learning opportunities to 200 million children in India. He continues to be the Chief Architect of Aadhaar, India's digital identity program that has successfully covered more than 1.2 billion people in a short span of 7 years. In addition, he helped architect various India Stack layers such as eSign, Digital Locker, and Unified Payment Interface (UPI) all of which are now working at population scale in India.
He joined UIDAI in 2009 as part of the founding team and has been pivotal in ensuring an open, scalable, and secure architecture is built to meet the needs of Aadhaar project. He is an advisor to National Payment Corporation (NPCI), Goods and Services Tax Network (GSTN), Securities and Exchange Board of India (SEBI), and helps with many digital public infrastructure initiatives. He regularly speaks at technology conferences and is part of advisory groups of various national projects from time to time.
Pramod holds a Master’s and Ph.D. degree in Computer Science along with a second Master’s in Applied Mathematics and has more than 25 years in the software industry.
Building massively scalable systems. His main areas of interest are Internet scale distributed architectures and intelligent systems. He is passionate about technology, science, society, and teaching.
As the Co-founder and CEO of Lendingkart, Harshvardhan Lunia plays an imperative role in building and scaling a world-class team that designs innovative credit solutions and delivers growth for MSMEs. With a vision to implement technology and enable easy MSME financing, Harshvardhan founded Lendingkart in 2014 along with Mukul Sachan. Harshvardhan possesses an in-depth understanding of the evolving MSME ecosystems and has over 15+ years of experience. Harshvardhan's expertise includes managing the overall business leadership and growth conversations, developing the company's macroeconomics, focusing on new business and growth opportunities, in addition to contributing to growth projections and trends.
Mr. Kalidas Ghose is currently Vice Chairman and CEO of FE Credit, the largest consumer finance company in Vietnam, and a subsidiary of Vietnam Prosperity Bank (VP Bank). It is also the largest and fastest growing in the ASEAN region. FE Credit has served more than 10M customers to achieve 53% market share, with over $2.7B in receivables and $800M+ in annual revenues. It is also the Number 1 issuer of credit cards in Vietnam and among the biggest in the region with more than 1.7M cards issued so far.
Dr Pankaj Gupta is Sr Director of Engineering leading Google Pay Consumer in India and worldwide. He joined Google in 2017 when his AI/ML startup, Halli Labs, was acqui-hired by Google in Bangalore. Pankaj was an early employee at Twitter in San Francisco where he led the Personalization and Recommendations teams that were responsible for some of Twitter's search, discovery, and relevance products. He has previously founded two startups in the areas of Networking and Music, both of which were acquired. He was an Entrepreneur-in-Residence at the VC firm Kleiner Perkins and has also founded a fund for co-investment in startups with VCs called Specialized Types. He has a Ph.D. from Stanford University in Computer Science and a B.Tech from IIT Delhi. He has published more than 30 research papers and holds more than 20 patents.
Harshil started Razorpay after discovering the dismal state of online payments in India. He graduated from IIT Roorkee in 2013 and started working at Schlumberger.
With an idea to change the way online payments functioned in India, Harshil quit his full-time job and founded Razorpay with his Co-founder, Shashank Kumar in 2014 to simplify online payments.
Razorpay is one of the only two India-focused companies to be selected for the prestigious Y Combinator (YC) programme. Along with 33 reputed investors, the company is also backed by Tiger Global Management, Matrix Partners and Mastercard with a funding of $31.5mn from Series A and B rounds and $75mn from Series C, co-led by Sequoia India and Ribbit Capital.
Three years since then, Razorpay rebranded itself in 2017 as Razorpay 2.0, a Converged Payments Solution company with a product suite designed to ease businesses of managing concerns around flow of money in their financial systems. Progressing in it’s journey that started with Razorpay 2.0, the Company recently launched their neobanking platform, Razorpay X and lending platform, Razorpay Capital - both designed to power the financial systems for disruptive companies.
Razorpay has been charting exponential growth since its inception. In the last five years, the company has powered digital payments for more than 800,000 small and large businesses such as Indigo, BSE, Thomas Cook, Reliance, SpiceJet, Aditya Birla, Sony and Oyo, among others. The company has been working towards enabling adoption of digital payments especially in traditional cash-rich sectors such as education, insurance and mutual funds, among others. The company has clocked in a healthy growth rate of 35% month-on-month and is geared up to increase the number of businesses to 1,400,000 by 2020. This full stack financial services company expects a 4x growth in its revenue by the end of the next fiscal year.
Jaspreet has been working in the area of digital economy across the Asia and ASEAN region. He drives the work of UNCDF in the markets across the region on digital economy and works on complementing the capital mandate of the agency on investments related to space of digital economy. Jaspreet also leads the global portfolio for UNCDF on inclusive innovation driving development of new products/services/business models. He had been driving the UNCDF innovation center across the key markets, engaging with public and private sector stakeholders with focus on contributing to SDGs.
He joined UNCDF in 2015 and since worked on expanding the portfolio on digital across Asia. Having worked in banking across various portfolio from agriculture and rural banking, to SME and investment banking with ICICI Bank during mid-2000. He had worked on advisory role post banking in space of digital and inclusive finance, to various international organizations viz, World Bank, UN, IFC and implementing organizations including bank, telcos, tech companies across Asia, Africa and Pacific.
Ronit Ghose is Global Sector Head for Banks Research, Co-Head of the FinTech Group and Head of MENA Research for Citi.
Ronit is the lead author of Citi's GPS Bank of the Future and FinTech report series - the first edition has had more than 300,000 downloads making it the most read report ever published by Citi, and one of the most read FinTech reports ever published. Since joining Citi in 1997, Ronit has covered banks in the Americas, Asia and EMEA. He is also an Advisory Board Member at the Centre for Finance, Technology and Entrepreneurship.
Ronit previously worked at the British Bankers' Association and as a research assistant in Parliament. He has an undergraduate degree from the University of Oxford, a postgraduate diploma from University of London and is a CFA charterholder.
Aditya Khurjekar is Founder CEO at MEDICI Global. In 2012, Aditya founded the breakout conference on emerging payments and financial services, Money2020, which was acquired by i2i Events Group in 2014. Until 2011, Aditya was the new business development executive responsible for all mobile payments and commerce initiatives at Verizon, where he managed the company’s investments and partnerships in mobile wallets, remote/online checkout, digital offers, remittances, and other pioneering projects in the early days of FinTech. Since 2008, he had business ownership for the mobile commerce joint venture between AT&T, T-Mobile & Verizon, which was acquired by Google in 2015. The technology specification is now used in all major mobile contactless implementations such as Apple Pay, Samsung Pay and Android Pay.
Amit Goel is the Founder & Chief Strategy and Innovation Officer at MEDICI Global and also leads the company’s Research & Advisory business. He has been recognized as a Top 100 FinTech Influencer in the world and Top 10 in Asia multiple times. Amit is known for his FinTech foresights and data-driven predictions that have helped the company and its customers. He has a strong background in strategy and market analysis and has advised clients (ranging from big business houses to Fortune 500 firms) in payments, commerce, financial services, and technology. In the past, he founded a consulting & research practice called GrowthPraxis in 2009 and grew it successfully. Before that, he worked in global consulting & research firms and in the strategy department of a Fortune 500 firm.
Loney Antony is the Vice Chairman of Hitachi Payment Services. He has over 30 years of experience in the financial services industry. Prior to co-founding Prizm Payments, now Hitachi Payment Services, Loney was the Managing Director of Euronet Worldwide Services India Pvt. Ltd. (Euronet India), a 100% owned subsidiary of Euronet Worldwide which he started 16 years ago. He took Euronet India forward to become the largest company providing outsourced ATM services. He also has to his credit the development of the multilateral ATM shared network called Cashnet. Prior to Euronet India, Loney was the Managing Director of NCR, India, one of the world's leading ATM manufacturers. He has also held senior positions in DEC India, ABB and PriceWaterhouse. By training, Loney is a Chartered Accountant.
Sanjay is a partner at the Bharat Innovation Fund, which invests in early stage, IP driven companies. The Bharat Innovation Fund is associated with the Center for Innovation, Incubation & Entrepreneurship (CIIE) at IIM Ahmedabad.
Sanjay is also the Chief Innovation Officer at CIIE, where he leads efforts to help create, promote, and encourage entrepreneurship in areas around digital technology. In this role, he leads the efforts at the Bharat Inclusion Initiative to bring more people into the formal economy, and workforce in India.
Ganesh Rengaswamy is Co-founder & Partner at Quona Capital, a first-of-its-kind VC firm investing in leading fintech companies across emerging markets. Ganesh leads Asia investments for the firm. Prior to Quona, Ganesh was a General Partner of Lok Capital, a venture growth fund that invests in enterprises offering innovative services in financial inclusion, education and employability. Ganesh previously served as Director and Head of Asia for Unitus Inc., backing commercially sustainable solutions in inclusive finance. At Lok and Unitus, Ganesh advised several pioneering financial services leaders including Ujjivan, SKS Microfinance, Equitas, and Bandhan. Prior to Unitus, he led the entry of Silicon Valley-based VC firm, Greylock Partners into the Indian market and co-founded Travelguru.com (acquired by Travelocity). Early in his career, Ganesh worked on Fortune 500 consumer and financial services clients at Infosys.
Ganesh's current and past investment and entrepreneurial advisory roles include Unitus Seed Fund, Village Capital, the Indian Angel Network, Accion Venture Lab, GSF, IIM-Ahmedabad and ISB, and he has been featured on Bloomberg, CNBC, and The Economic Times. His current investments include IndiaMart, NeoGrowth, Coins, CreditMantri and Fisdom. Ganesh previously served on the boards of Hippocampus Learning Centres, Rural Shores and Shubham (exit to Premji-Invest). Ganesh has an MBA from Harvard Business School, and Masters and Engineering degrees from IIM Kolkata and IIT-Varanasi, respectively
Deepak Bagla has a professional career of over three decades, starting with the World Bank in Washington DC. In 1989 he joined Citibank Global Corporate and Investment Banking team and held several responsibilities across Europe, Africa, Asia and Australia. In 2007 he joined Private Equity to start an India dedicated fund for core infrastructure.
Mr. Bagla is currently Managing Director & CEO of Invest India, the National Investment Promotion and Facilitation Agency promoted by the Government of India. Invest India is also the execution agency for Government of India’s Start-up initiative.
He is a special invitee on the official Bilateral CEO’s Forum and a member of the Venture Capital Investment Committee of the US $ 1.5 billion “Fund of Funds for Start-ups” established under the Prime Minister’s Startup India action plan. He is also a member of the Ministry of Finance steering Committee on Fintech and a Member of the High-Level committee of the Atal Innovation Mission responsible for establishing and scaling up incubators and tinkering labs across India.
He was a special invitee to the Government of India’s, “High Level Committee on Financing Infrastructure” – (2011- 2013), member of the Banking & Finance Committee of the Bureau of Indian Standards (ISO affiliate 2005-06) and a member of the committee established by the Government to recommend corporate governance norms for independent directors (2006). He was elected President of Delhi Management Association (2008-09).
Mr Bagla has a Bachelor’s degree with Honors in Economics from St Stephens College, New Delhi and a dual Masters in International Diplomacy and International Trade and Finance from The School of Foreign Service, Georgetown University, Washington DC.
Joel Yarbrough is the Asia Pacific Vice President for Rapyd, a global Payments platform. He is responsible for leading the company’s value proposition and growth efforts in the region.
Joel brings 26 years of extensive cross-disciplinary experience, having worked in Payments, Technology, Banking, and Management Consulting across continents. Prior to Rapyd, he was Head of Product at Southeast Asia’s largest tech startup Grab, and went on to lead Business and Corporate Development on behalf of GrabPay, the Financial Services arm of Grab. He is also a notable PayPal alumnus, having led Global Product Strategy, APAC Product Management, Large Partner and O2O Solutions during his time there. Joel also had multiple global roles at JPMorgan before PayPal.
Venkatesh is Head of APAC & Middle East Expansion at TransferWise. He is responsible for international expansion and strategic projects. Prior to joining TransferWise, Venkatesh was with the Office of Tony Blair, where he advised governments on topics such as economic reform and electronic payments; and earlier, at Bain & Co., where he was a strategy consultant. He is an alumnus of the University of Pennsylvania, where he received an MBA from the Wharton School and an MA in International Studies from the Lauder Institute. He has also spoken at reputable conferences worldwide including Money 20/20 Asia, Fin/Sum (Tokyo), and TechSauce Global Summit.
Zia Mody, Co–Founder and Managing Partner of AZB & Partners, is one of India’s foremost corporate attorneys. Zia is widely acknowledged for her expertise, ranking No. 1 in Fortune India's 'India's 50 Most Powerful Women in Business' list in 2018 & 2019, on which she has consistently ranked in the top 10 since 2011. According to the RSG India Report, 2017, clients praise Zia as “one of India's foremost corporate attorneys," a “problem solver,” who is "meticulous," "thorough" and "accessible."
Zia is the Deputy Chairman and a Non-Executive Director of the HSBC Asia Pacific Board. Zia was also a member of the Committee on Corporate Governance formed by SEBI in June 2017 under the chairmanship of Uday Kotak.
Anand Lunia is a founding Partner at India Quotient. He loves writing on startups, studying market opportunities and helping entrepreneurs. He has been an entrepreneur, angel investor and fund manager. Earlier, he was a partner at Seedfund, known for its exits in Carwale and Redbus. In 2000 he co-founded Brainvisa an ed-tech company which he exited in 2005.
His angel investments include Faasos, Mydentist and Inkfruit. Currently he serves on the board of Lendingkart, Sugar, Sharechat, Loantap among other cos.
Listed in 2019’s list of ‘Top Women in Finance in India’ and “Top 30 Fintech Influencers”, Smita Aggarwal is a fintech investor and a thought leader with deep expertise in venture capital, financial inclusion, digital banking, micro-insurance and financial regulation. In her present role with Flourish Ventures, a global fintech focussed fund of the Omidyar Group she advises on investments in innovative fintech start-ups that help advance financial health and inclusion in Asia. Previously at Omidyar Network she led multiple new investments in companies like NeoGrowth Credit, Indifi, Bon, Kaleidofin, ZineOne, ShopUp, GramCover to name a few. With over two and half decades of experience, she has held leadership positions with noteworthy names such as Omidyar Network, Fullerton, Reserve Bank of India and ICICI Bank with a successful track record of building businesses from scratch, introducing new products, and driving growth through innovation.
Gaurav Chaudhari is Head of Technology Collaborations and International Pre-sales at WeBank’s Collaborative Business Unit. He is a Mumbaikar now living and working in China's Technology Innovation capital Shenzhen and experienced the China's Digital Transformations first hand over the last decade. Technologist with IT, Banking and Financial Services background, he joined China's 1st and one of the world's largest digital-only bank WeBank, in 2018. At WeBank, his responsibilities include formulating technology partnerships and promoting Fintech innovation through WeBank's open technology platforms, which empower collaborative businesses to develop innovative products for the under-served markets.
Alok is Co-founder and CEO of Indifi, India's leading full-stack platform for enabling debt financing for small businesses.
Alok is also an active angel investor, co-founder of Indian Angel Network, and on the board of TiE (The Indus Entrepreneurs) Delhi.
Prior to starting Indifi, Alok setup and ran Canaan Partners' venture investment business. Earlier, Alok co-founded JobsAhead.com, a leading web-based recruitment business in India.Alok earned a BE in computer science and engineering from the Indian Institute of Technology Delhi and a MS in computer science from UC Berkeley.
Lizzie Chapman is the CEO of ZestMoney, which is the largest and the fastest growing consumer lending fintech company in India. ZestMoney has built a platform that can meaningfully improve the lives of more than 300 million households who currently have no access to credit cards or other formal financing options because of insufficient credit history.
Before co-founding ZestMoney, Lizzie worked with Goldman Sachs in London for 5 years, then became an Investment Manager with the Wellcome Trust for 3+ years where she invested in India and financial services companies. In 2011, she moved from the United Kingdom to India in order to set-up and spearhead the India operations for digital lender Wonga, which was one of the biggest fintech companies in the world at that point. In 2013, she joined Development Bank of Singapore and lead the launch of ‘Digibank’, which at that time was India’s first mobile-app only bank.
Jonathan is co-founder and CEO of CreditMate, a Collections Technology platform. Every month in India 10s of Millions of EMI payments fail to be collected through bank debit requiring collection intervention. CreditMate’s mission is to bring Collections up to date with advanced technology, processes and systems that improve India’s NPA and borrower experience.
Sankaet completed a Master's in Electrical and Electronics Engineering and a Bachelor's in Computer Engineering, Mathematical Sciences, and Physics at the University of Memphis. His ultimate goal in founding Synapse is to ensure that everyone around the world has access to best-in-class financial products, regardless of their net worth. Synapse is a 130+ person company that provides payment, deposit, lending and investment products as APIs to FinTech companies who build and launch their financial innovations on top of Synapse's banking infrastructure.
Prajit Nanu is the founder and CEO of NIUM (formerly known as InstaReM). Headquartered in Singapore, NIUM is a digital cross-border payments platform capable of creating a wide range of payment services that enable individuals, enterprises and financial institutions to send, spend and receive money across borders much more efficiently and cost-effectively. As NIUM’s CEO, Prajit is responsible for taking the global payments platform to newer markets and overseeing operations across Nium’s global offices in Singapore, United States, United Kingdom, Canada, Australia, Lithuania, Malaysia, Hong Kong, India, and more recently, Indonesia and Japan. Prajit is also responsible for driving innovation across the company towards creating value-added experiences for NIUM’s enterprise clients. Prior to co-founding InstaReM/NIUM, Prajit held leadership positions in various global organizations. He was the Global Sales Director at TMF Group, a multinational professional services firm headquartered in Amsterdam, and was the Vice President of Sales and Account Management at WNS Global Services, a business process management company.
Bruno Diniz is Co-Founder of Spiralem (a consulting firm specialized in innovation for Financial markets), Fintech Professor at FGV Business School and University of Sao Paulo (USP) MBA in Brazil and Head of the Fintech Committee at ABStartups (Brazilian Startups Association). Mr. Diniz is also columnist at Cointelegraph and at FEBRABAN's (the Banks Federation of Brazil) content platform and author of the book “O Fenômeno Fintech” (The Fintech Phenomenon).
Bruno Diniz was appointed Brazil’s most influential person in the Fintech segment by INVYO insights and named top 10 most influential name in Fintech in the Ibero American region by Finnovating.
Ishaan has been with Sequoia India for seven years. He advises on investments in the fintech, payments and consumer technology sectors.
Ishaan holds board seats in Razorpay, Finova Capital, Urban Ladder, CarDekho and Suburban Diagnostics.
Prior to Sequoia he worked with The Boston Consulting Group.
Ishaan holds a B.Tech in Mechanical Engineering from IIT Delhi and an MBA with distinction from Harvard Business School.
Gaurav Hinduja co-founded Capital Float, a digital lending company, in 2013. Under his direction, the company has grown to become the largest digital lender in India. As the Managing Director of Capital Float, he continues to drive leadership in the Fintech space through numerous strategic partnerships with industry leaders in the e-commerce, travel, hospitality and trade segments. Gaurav has played a key part in Capital Float’s evolution of becoming the leading digital co-lending model for SME lending. He was the COO of Gokaldas Exports and possesses immense experience in operations and complex supply chain management. Gaurav holds an MBA from Stanford University and graduated from Christ University in Bangalore with a distinction in commerce.
Lucas Bianchi, founder and Director of Namaste Credit, brings to the table an extensive 15+ years experience in finance and technology industry. He is a Dartmouth College alumnus.
Prior to starting Namaste Credit, Lucas was Managing Director at Copal Amba (a Moody's subsidiary) leading business development efforts.
Passionate about research, analytics, innovation, and the financial markets, Lucas is now focused on building Namaste Credit as an exciting new financial technology platform for SMEs loan financing across the emerging markets.
A tech visionary and a serial entrepreneur, Anish is reimagining the way business banking is done. He is the Co-founder of the neo-banking platform Open that offers a business banking service to SMEs and startups.
Anish has a career spanning over 17 years in the fintech industry. He co-founded his first start-up iFuturz Wireless in 2001 which was into mobile value-added services. In 2007, Anish founded CashNxt which was a plug n' play mobile payment and financial inclusion platform meant specifically for semi-urban and rural markets. He moved on to build Neartivity Wireless, an NFC based payment processing platform in 2009. In 2013, he co-founded Zwitch which was India's first developer focused payment platform, later acquired by Citrus Payments.
IIT Delhi, 5+ years experience in Data Sciences working with financial institutions in US and India.
Silver medalist at IIT Delhi (2011). Published 3 research papers and filed a patent. Worked for Data Analytics firm in New York for 2 years deploying fraud analytics solutions at Citi Bank and Metlife. Started own company in Analytics in India in 2013, working with large private banks in detecting fraud. Now building, Signzy, a global digital trust platform that eliminates digital identity and behavioral fraud. Signzy in its short Journey has won awards from RBI, Monetary Authority of Singapore, IBM, Thomson Reuters and was also judged as Forbes 30 under 30.
Ms. Praveena Rai is Chief Operating Officer, NPCI incharge of marketing, business development, product management, operations strategy and delivery.
NPCI drives the digital payment agenda for India with fast growing, popular payment products such as RuPay & UPI.
With over 20 years of extensive experience Ms. Rai has has built expertise in various facets of payments. Cards, retail and commercial banking.
Prior to joining NPCI, she was leading the cash management portfolio at Kotak Mahindra Bank Limited and has managed payments for Asia Pacific at HSBC. Ms. Rai holds a Bachelor’s degree in Electronics and Communication and has a post-graduate degree from IIM Ahmedabad.
Nikhil is the Co-Founder & Chief Evangelist Setu - An API infrastructure company for financial services. Before this, Nikhil was a full time fellow at iSPIRT Foundation until July 2018. As the Head of Developer Ecosystem for IndiaStack, he worked with banks, startups, developers to help them build financial services using eKYC, eSign, UPI, BBPS, GSTN and other public digital platforms in India. He worked actively with NPCI to build the ecosystem for UPI & led the team which built BHIM. Previously, Nikhil worked at strategic roles at Tally, Intuit & Exotel forging partnerships across various segments. He was also the Co-Founder of Voyce, a B2B start-up acquired by Exotel in 2015. Nikhil has represented IndiaStack in over 150+ events across the world and also serves as an advisor on digital payments to the World Bank and BMGF.
Deepak Sharma heads Kotak Mahindra Bank’s digital initiatives where he drives digital transformation, business model innovation and future ready initiatives of the bank. He is responsible for efficiency, productivity, customer experience and growth of the business through digital intervention across digital channels, lending, payments, investments, insurance, trade & forex, for the Consumer, SME, Private Wealth and Institutional Banking segments. Deepak also leads the Innovation Lab, Design Studio, Fintech partnerships and the Start-up ecosystem participation for the bank.
Kiran Shetty is the CEO & Regional Head, India & South Asia. He joined SWIFT in June' 2016.
Kiran has over 2 decades of experience in the financial services industry, with top Fortune 500 groups, like Bank of America, General Electric & Western Union.
In his last role, Kiran was MD & Regional Vice President, India & South Asia for Western Union. He was instrumental in expanding Western Union business in the South Asia region.
He has been recognized with the prestigious National Award for E-Governance (driving financial inclusion), by Government of India in 2016.
Mr. Arif Khan as CDO at NPCI, will be leading strategic planning for digital transformation. The role is aimed at growing NPCI’s new products portfolio basis customer needs and industry trends. Mr. Khan will be responsible for driving innovation, analytics and technology
A post graduate in Business Management from XLRI - Jamshedpur, Mr. Khan was earlier associated with RazorPay (one of the fastest growing payment gateways) as the Chief Innovation Officer. Arif during his stint at HDFC Bank of over 15 years was instrumental in driving strategic initiatives in payments, digital banking and financial inclusion. With an overall experience of over 18 years in the product management, business development and delivering innovative business and technology solutions, Arif has been instrumental in influencing diverse groups to deliver innovative business and new age disruptive solutions.
Suniti Nanda is the FinTech Officer for the Government of Maharashtra.
A leader, executor, innovation evangelist and now a change agent, Suniti is working towards a firm vision of “Making Mumbai (Financial Capital of India) a Global FinTech Hub”. In the current role she focuses on operationalizing the Fintech Policy launched by Government of Maharashtra. She liaises with the vibrant FinTech ecosystem in India to promote adoption of innovative solutions for large-scale problems.
An active advocate of Financial Inclusion, Suniti is associated with Rang De as a Social investor. In personal capacity, she is writing a book on the struggle of Urban Poor community. Before joining Government of Maharashtra, Suniti worked with Barclays India as Director – Innovation. She was instrumental in establishing Rise Mumbai – Barclay’s global Open Innovation program in India.
As Chief Executive Officer of Perfios Account Aggregation (AA) Services, Srikanth is responsible for setting up a greenfield effort in building a regulated, secure, and consent- based mechanism for citizens to manage and share their personal data held in various institutions.
India is already data rich; it's high time we make data drive economic prosperity - like money, data is only useful when exchanged for something of value. Our bet is that AA will do to data what UPI did to payments.
Prior to this role, Srikanth served in leadership roles in an early-stage mobile commerce startup (ngpay) as well as organizations such as Amazon, American Express, Nokia, Coca-Cola & Asian Paints. Srikanth is an entrepreneur at heart - he enjoys conceptualizing, executing, and scaling new businesses, and setting up high-performing teams that eventually make him redundant.
Aside from work, Srikanth enjoys photography, biking, jazz, and is an amateur cruciverbalist. Srikanth lives in Bengaluru with his wife and 18-year-old son.
Mukesh Bubna is the Founder and CEO of Monexo (www.monexo.co). Mukesh brings 20 years of consumer banking experience from Citibank. He has worked across geographies and lived in India, Singapore and Hong Kong. He has led diverse regional teams in his role as Regional Director for Product & Marketing of Citibank. Prior to that he was Chief Financial Officer for Cards and Unsecured Lending for the Citibank Asia Pacific region. In his last role he was a Business Head for Western Union - Financial Inclusion Program for Asia.
Ajit is the founder of Asango, a London Based global fintech consultancy that provides advisory services to fintech companies using Machine Learning and Blockchain Technology to deliver superior user experiences in financial services. Ajit is also the blockchain and cryptocurrency correspondent for Breaking Banks Podcast, the number 1 fintech podcast in the world. Prior to this, Ajit was the global Fintech leader with ConsenSys in the London Office and a director in Fintech and Digital Banking at PwC where he co-founded the blockchain practice.
As global head for new products & new BUs, Shubhrendu crafts new products & services, identifies and nurtures partnerships and creates new growth businesses at Finablr Technology.
Earlier, Shubhrendu worked with business and government partners at MasterCard to embed digital payments in Asia helping reduce reliance on cash and unlocking power of data. Before this he helped issuers, merchants & telcos in Asia Pacific and Europe conceptualize, launch and scale wallets and digital commerce at C-SAM, American Express, Venyon, Philips and Ericsson.
Shubhrendu holds an MBA from INSEAD and a Masters in International Business from Indian Institute of Foreign Trade (IIFT). He is a trained Electronics and Communications Engineer from the Delhi College of Engineering.
Mahendra joined Amazon in 2009. Prior to heading Amazon Pay, he led product and general management roles across Fulfillment by Amazon, Junglee.com, and Amazon Home Services across India and North America. Before Amazon, Mahendra worked as a management consultant advising telecom, media and tech clients across North America and Europe.
Mahendra holds an MBA from the Kellogg School of Management at Northwestern University, and Bachelor's in Civil Engineering from Mumbai University. Mahendra is an avid traveler, a foodie, and a die-hard cricket fan.
Shinjini Kumar is Country Business Manager, Global Consumer Bank, Citi India. Shinjini manages all of Citi’s consumer businesses including retail banking, wealth management, commercial banking, cards and mortgages in India. She is part of the Asia Consumer Leadership team for Citi. Prior to joining Citibank, Shinjini headed the payments bank initiative at Paytm. She has occupied senior positions at PricewaterhouseCoopers, Bank of America Merrill Lynch and the Reserve Bank of India (RBI).
Shinjini holds a Master of Arts in Public Policy from the University of Texas at Austin and a Master of Arts in English Literature from the University of Delhi.
• From Mangalore, from a family of stock market operators
• Studied MSc Economics at IIT Kharagpur, where he met his co-founders too
• Started smallcase to build simple & transparent investment products for retail investors using technology
• Looks at Business & Growth at smallcase - scaled the platform to 8 leading brokerages, over 40 independent smallcase managers in the last 3.5 years
• Was the first employee at Tracxn - where he looked at Global FinTech & India Tech
Anubrata has over 17 years of rich experience in the banking sector. Prior to joining Airtel Payments Bank, he was the Joint General Manager and Retail Business Head - South India for ICICI Bank and was responsible for managing the retail banking business across over 550 branches of the bank.
During his 17 year stint with ICICI, Anubrata has held several senior level positions, both in India and overseas.
He holds a Bachelor’s degree in Electrical Engineering and a Master’s degree in Business Administration (MBA) from IIM, Ahmedabad.
Rishi Gupta is the Managing Director and Chief Executive Officer of Fino Payments bank. He is also the one of the founding members of Fino Paytech Limited, the promoter company of the bank. Rishi leads a team focused on bringing to fruition Fino's vision of being the universally preferred choice of customers, by fulfilling all their financial service needs.
In his previous role as COO and CFO, Rishi successfully built and managed cutting-edge operational and financial capabilities at Fino.
Mr. Vishal Anand Kanvaty is a management professional with 16 years of Consulting/Functional experience in Payments/Cards/Retail/e-Commerce/Blockchain/Bitcoin. He has in depth understanding of Blockchain. Running a Remittance platform leveraging Blockchain technology and has expertise in Payments, e-Commerce, Mobile Payments including Mobile Wallet, M-PoS, Mobile Money and Mobile Banking solutions. He has handled large projects in Retail Banking, Payments, Cards, e-Commerce,NFC, Prepaid, m-Commerce, E-Commerce, PLCC and Core Banking. He has a good understanding of various credit card processing systems (VisionPlus/CTL Prime/Equasion/CyberSource, Authorise.Net) and Retail Banking products (Temenos, Intellect).
Mr. Kanvaty has demonstrated thought leadership in new applications of technology to business process automation and has experience in launching various credit card, e-Commerce and mobile banking products with operational exposure. He has experience in Financial Inclusion and has spearheaded the strategy and implementation of various products including M-POS/ Mobile Wallet.
Abhijit Singh is responsible for Strategic initiatives, at ICICI Bank. In his present role, he is working on creating new/disruptive technology driven business models in a start-up mode. He has successfully implemented Blockchain for Trade and Remittances ensuring that ICICI Bank is the first Bank in India to launch Remittances and Trade on Blockchain. He is a founding member of India Banking Blockchain Consortium(BIC).
Previously, he was heading Technology Group at ICICI Bank and was responsible for the large-scale Digital/IT transformation at the bank. During his tenure, the bank successfully completed one of the largest Core Banking Migrations in the world, launched India’s best and Top 5 mobile banking apps in the world, Asia’s best internet banking site amongst others.
Sucharita is passionate about access to financial services for all, she believes in “finance for freedom”. She is the co-founder and CEO of Kaleidofin, a fintech platform that provides intuitive and tailored financial solutions to underbanked customers. Prior to this, she co-founded the IFMR group and most recently was the group CEO of IFMR Holdings. She conceptualized and founded IFMR Capital, building capital markets access for financial inclusion and IFMR Investments, an alternatives fund management platform focused on informal sector finance. Sucharita was recently chosen as a young global leader by the World Economic Forum. She was chosen as one of the “top 40 under forty” business leaders by Economic Times in 2016 and named amongst India’s top 20 fintech change makers in 2017. She received the IIM Ahmedabad, Young Alumni Achievers Award in 2017.Prior to her move to India, Sucharita was an investment banker at Morgan Stanley and Deutsche Bank in London, working primarily on credit derivatives structuring and sales. She graduated with an MBA from IIM Ahmedabad and has an undergraduate degree in economics from LSR, Delhi University
Khushboo Maheshwari is CEO & Co-founder of Kaarva - an award-winning financial wellness platform with unique products designed to help employees track and cashout earned salary to budget better, borrow at low-rates, avoid high-cost debts & build savings.
Khushboo studied at Harvard Business School (HBS) and Indian Institute of Technology Bombay (IITB) and received LeBaron-McAthru-Ellis fellowship from HBS and Institute Academic award at IIT.
She hails from a village in Rajasthan and grew up living across 15 small cities & towns of India. She likes to challenge status-quos that hold us back and aspires to build products that can help unlock our human potential at large.
After graduating from IIT Kharagpur in 2011 as an Electrical Engineering Sachin Jaiswal started working at Oracle as a Product Manager where he built data-driven products. After a year, Sachin began his entrepreneurial journey by co-founding Innovaccer - a Silicon Valley headquartered healthcare analytics company where he started out as Vice President Operations and later took the position of VP Business Development where he was responsible for sales & marketing. In his 3 year engagement there, he led the business to growth, both globally & across industries.
Bringing a diverse set of experiences across different business functions along with his vast knowledge of the subject, Sachin created Niki along with three of his friends in 2015 to transforming the economic lives of 500 million new Indian internet users by unlocking internet commerce in style most natural to them. He believes in the power of technology and its applications to solve problems, simplify things and build businesses at scale. At Niki, Jaiswal oversees the entire product strategy of the company, leading product design, UX and the product roadmap. His vision, initiatives and decision-making capabilities have helped the company achieve a continuous and non- linear growth.
Afeef founded his first technology startup at the age of 20 during his college years. He led a team of 150 people and bootstrapped it to a revenue of 3M USD before starting ShopUp. He started ShopUp with a vision of providing unfair advantage to MSMEs by accelerating their technology adoption. Currently ShopUp is Bangladesh's leading full stack B2B platform for MSMEs with more than 320,000 merchants. ShopUp provides them easy access to digital credit, sourcing, logistics & business management solutions. Afeef dreams of a future where small businesses dictate how big businesses operate, and not the other way around. He is a resilient optimist who passionately advocates the surging potential of young & entrepreneurial Bangladesh.
Rajat Gandhi is the Founder & CEO of Faircent, India’s largest peer-to-peer lending platform and first to be certified as an NBFC-P2P. He has leveraged his over 25 years of experience in online and digital realms to pioneer the concept of online peer-to-peer lending in India and establish Faircent as the largest NBFC-P2P lending platform in the country.
Rajat introduced the concept of P2P lending in India when he established Faircent.com in 2013. Rajat has spent the last 5 years creating simple financial offerings for consumers by leveraging technology and has worked closely in conjunction with different industry bodies, government and regulatory authorities to establish the online lending sector in India actively canvassing for prudent regulations to address the country’s credit deficit with innovative tech-led solutions. Faircent.com was the first platform in India to be certified as an NBFC-P2P by the regulatory body, underlining its position as the industry front-runner and leader in both business practices and thought.
Sayali is the Co-Founder and Chief Business Officer of Paysense, a leading consumer lending company where she heads the Business, Partnerships and Growth functions. Paysense has been recently acquired by PayU, Sayali continues to be the CBO of the new entity.
Sayali spent 14+ years in US and Singapore building and executing strategies for leading consumer and retail companies in the US (AT&T, AT Kearney) and w several startups including a behavioral science thought leader FinalMile and a mobile local event curator Outsy).
Sayali decided to come back to India to build customer centric products for Indian consumers. Sayali cares deeply about the Indian customer, loves the energy of the modern, young India and wants to equip them with trustworthy and transparent products to improve and enrich their lives.
Sayali holds a MBA from the Kellogg School of Management and a Bachelors degree from the National University of Singapore.
Ravishankar has been a Banker for 16 years and a Fintech entrepreneur for 10. Having started his journey as a Teller in HDFC Bank to CoFounding an AI company, he feels the Tech in Finance is just about getting started and 2020 will begin an era of disruption in Financial Services.
Mr. Rajiv M Ranjan is the Founder, Chairman and Director of BigWin Infotech Private Limited, an NBFC- P2P organization which has several acclaims associated with its name in just 12 months of its operations.
A fintech expert, banking technology and operations strategist, and a visionary with over 19 years of experience, Rajiv holds a track record of leveraging banking technology solutions to drive business value and bring back extensive expertise. This enabled him to spearhead the concept of Peer-to-Peer (P2P) lending in India and establish PaisaDukan as an NBFC-P2P lending platform. Rajiv is also the elected Secretary of the Association of NBFC P2P Lending Platforms (ANPP).
Ganesh Gopalan is the CEO of gnani.ai, a deep tech AI company focused AI based products for BFSI customers in India. In his current role, Ganesh empowers diverse BFSI customers using the power of Speech Recognition and NLP.
Ganesh has technical and marketing leadership experience of over 25 years in companies such as Texas Instruments and IBM and has worked with customers in multiple domains and geographies around the world. He has a MBA in Technology & Marketing from the Indian School Of Business.
Venkat is the Co-founder & CTO of Vymo, where he oversees product and engineering. Prior to Vymo, Venkat was part of the Google Mobile team where he developed multiple products like Google Latitude, Google Places, Google Mobile Search, Google Calendar and Google Toolbar.
Venkat is passionate about using mobile technologies to help solve the problems of productivity, information access and connectedness. He is a member of the Forbes Technology Council, and his views on implementing AI and Cloud technologies are published regularly in multiple industry magazines.
Venkat has a Bachelor's degree in Computer Science from BITS Pilani and a Master's degree in Computer Engineering from Columbia University, where he was Research assistant to Prof. Henning Schulzrinne, Chief Technology Officer (CTO) for the United States Federal Communications Commission. He holds a patent on location technologies.
Venkat loves photography, cooking and dancing. He lives with his wife and daughter in Bengaluru.
Shridhar is the CEO and Founder of Senseforth.ai, the leading Conversational AI Platform providing automated conversations between people and organizations. Senseforth.ai is built on cutting-edge natural language processing in combination with machine Learning and deep learning technologies. Leading brands like Nestle, Mercedes Benz, HDFC Bank, ICICI Bank, PwC, Airtel trust Senseforth.ai for its high accuracy and engaging user experiences. Senseforth.ai handles 100 Million plus conversations every month across 65 implementations for 35 clients in Asia and North America. Senseforth.ai ranked No 6 in the global machine reading comprehension leaderboard of Stanford University sharing the space with Google, Facebook, Microsoft and the likes. Senseforth.ai was also named AI Product of the Year by Frost & Sullivan in 2018. Under Shridhar’s leadership, Senseforth.ai has filed 2 patents in India and 1 patent in the US for its proprietary technology and has also won 15 significant awards. Prior to founding Senseforth, Shridhar worked with Fortune 500 companies in the US, Europe and Asia Pacific. As an alumnus of IIM Calcutta and National Institute of Design, he brings on board a unique blend of B-School strategy and D-School thinking.
Abhishant is the founder of "The Fintech Meet-up", which run's India's largest Fintech startup.
- connect program "The Fintech Yatra"
- Accelerator along with Govt of Maharashtra
- Bridge across GCC and SEA
And an early stage Fintech startup investment fund called Yatra Angel Network.
Samir Bhatia is an Indian entrepreneur and is the Founder and CEO of SMEcorner.com. Samir is a Chartered Accountant and a Cost Accountant, and has worked with companies such as Citibank, HDFC Bank, Barclays Bank and Equifax.
Hemant Kshirsagar is the India FinTech Lead at EY India and has 12 years of experience in digital transformation, technology strategy, start-ups and FinTech. Hemant is deeply embedded into the FinTech ecosystem of India with relationships across financial institutions, FinTech startups, investors and other ecosystem stakeholders and is known as a detailed oriented and creative professional with a vision.
Gautam Mehra is a Partner with PwC India and leads its Tax and Regulatory practice.
Gautam joined PwC as a Partner in September 2003, and since then has held various roles in the firm. Prior to taking over as the India Tax and Regulatory Leader in July 2015, he was leading PwC’s Tax and Regulatory practice in Western India and the Financial Services’ Tax and Regulatory group. He was also the Asset Management Sector leader for PwC in India.
Over the years, Gautam has been working with multinational and domestic clients across a wide spectrum of tax and regulatory services, and has varied experience of nearly 30 years. Prior to joining PwC, he had stints with two leading accounting and tax consultancy firms, which was followed by a long association over 12 years with an independent practice founded by him.
Gautam was a member of SEBI’s Alternative Investment Policy Advisory Committee (AIPAC) as well as of the National Direct Tax Committee of the Confederation of Indian Industry. He frequently speaks at seminars in India and abroad, and regularly contributes to media publications. He has been a member of the American Chamber of Commerce as well as of the Expert Advisory Committee of the Institute of Chartered Accountants of India.
Gautam holds a postgraduate degree in law and financial management and is also a member of the Institute of Chartered Accountants of India.
Hasina is a Partner in EY’s Tax & Regulatory services practice and is based in Mumbai. She specializes in the financial services and banking industry and has over the years, gained experience in advising and assisting financial services clients on a range of tax and regulatory issues. She has a Bachelor’s degree in Commerce from the Bombay University. She is a member of the ICAI from 2002. Hasina has worked on a wide range of assignments including setting up and advising on tax implications and regulatory matters for NBFCs, PPIs, universal and differentiated banks, Fintechs, etc.
Gajendra holds a Master Degree in Law and is also a qualified C.A. and I.C.W.A. Gajendra has over 21 years of post-qualification experience in the field of Indirect Tax advisory and litigation. He has worked with PDS Legal and Ernst & Young (EY) for over eight years and was involved in providing litigation and advisory services on corporate and tax issues to clients from telecom, information technology, automobile, media, entertainment, financial services, shipping, logistics, oil and gas industries. As a consultant with the World Bank Group, he has helped People Republic of China, Pakistan, States of Bihar, Orissa and Rajasthan in different tax reforms projects. Recently, he helped several groups in UAE and Bahrain in smooth implementation of VAT.
Mahesh is the leader for Digital and Emerging Technologies at EY in India. With deep experience in technology innovation, Mahesh helps clients accelerate their digital transformation journeys across a variety of areas. Having worked at a leading IT consulting firm for more than a decade, Mahesh has led many large-scale business transformation and IT strategy projects across several segments of the global financial services landscape. Mahesh holds a post-graduation degree in Business Management from IIM Lucknow and a Bachelor of Technology from IIT Mumbai.
As EY Global Emerging Markets FinTech Leader, Varun is responsible for EY’s FinTech business development for 130 countries in emerging markets globally. Varun has deep experience in the FinTech domain and spearheaded key innovation developments in EY. He is skilled in cross-border management of FinTech operations and business planning; digital banking innovation and strategy; regulatory strategy development: merger & acquisitions (M&A); FinTech ecosystem development; FinTech strategy development and implementation; FinTech corporate finance due diligence; solution development and intrapreneurship. Varun holds a Bachelor of Technology, Computer Science Engineering and received his Masters in Strategy & Operations from the National University of Singapore. He is a founding member of the Singapore FinTech Association, the only non-profit FinTech body supported by the Monetary Authority of Singapore (MAS).
His practice areas include M&A, Private Equity & Venture Capital, Financial Services & FinTech, Securities Law, Technology and E-commerce.
Anu advises banks, non-banks, asset managers, securities market intermediaries, FinTech and emerging-tech players on M&A and regulatory aspects, including cyber-security, financial crimes and regulatory investigations.
He is recognized by Chambers Asia-Pacific for Fintech (2019); IFLR 1000 for M&A & Financial Services (2018, 2019 & 2020); and ranked 3rd by Mergermarket in India M&A league table (2019).
Anu has been invited as Member Confederation of Indian Industries – Fintech Working Group; Member Legal Advisory Sub-Committee, RBI Household Finance Committee and published on a broad range of topics in law, finance and economics
Short Bio "Aditya is a Co-founder and takes care of Product Development and Business Strategy at Wealthy. Aditya started his entreprenuership career by selling natural stones in Udaipur. Prior to entrepreneurship, Aditya was a management consultant with Monitor Group. An engineer form IIT Bombay, keen interest in using technology to solve large scale problems led Aditya to the world of startups. At Wealthy, Aditya and his team-members are working towards creating a network of advisors and fintech entrepreneurs who leverage its platform to distribute quality financial products and earn a better living for themselves."
Alain Raes was appointed Chief Business Development Officer in November 2019 and was Chief Executive Asia Pacific and EMEA since January 2013. He is based in Singapore.
Alain was previously Director of the Continental Europe region at SWIFT. During this time, he covered securities and banking sales activities, spending time in Paris as well as Brussels.
He joined SWIFT in 1990, following previous roles at Citibank in Belgium and Fortis Bank in Singapore. During his extensive career in marketing and sales in the financial services industry Alain has achieved great success in developing international business across Europe, Africa, the Middle East and Asia Pacific, and he has particular expertise in the area of financial market infrastructures. Alain is Belgian and is married with three children.
Anand Raman works in CGAP’s Digital Rails team to build knowledge, practice, and evidence to inform policy. He focuses on market-level infrastructure that allows providers to serve financially excluded populations.
Mr. Raman has over 26 years of experience in digital financial services, IT, Telecoms, and Media. Prior to CGAP, he led banking relationships, policy, product design, and marketing at Eko and devised the agent banking strategy for Jana Small Finance Bank.
Mr. Raman holds a Bachelor’s degree in Electrical Engineering from IIT Roorkee and a Master’s in International Public Policy from the Johns Hopkins School of Advanced International Studies.
Anay Shah is the VP of Global Business for Tala, responsible for the holistic P&L strategy for Tala’s markets. Anay joined Tala from Remitly where he was Regional Director of Marketing and helped lead Remitly’s global expansion as Head of Business Development. Anay joined Remitly as it’s 10th employee and led the launch of 8 markets enabling customers to send over $4 billion annually. Prior to Remitly, Anay lived in India leading BD for d.light, a global leader in affordable solar power, and worked on a variety of public-private partnerships across 13 countries with USAID. Anay holds an MBA from Stanford and a bachelor’s degree in international relations from Wesleyan University.
Anil is a thought leader in the small-dollar lending space in the USA and is credited with architecting and implementing the industry’s first cloud-based SaaS LMS which has been operating since 2002.
In 2013, Anil founded TekFriday Solutions that specializes in Lending Portfolio Management in digital sub-prime lending in the USA. In the last 3 years, TekFriday has disbursed over USD 600 MM to over 2 lakh customers and collected payments exceeding a Billion US Dollars.
In August 2017, Anil founded VIVIFI India Finance, a FinTech NBFC that offers Innovative Financial Products to customers across the Credit Spectrum with focus on the Under-Served / Unserved Customers. VIVIFI’s flagship product, FlexSalary is an emergency line of credit that provides unsecured personal loans to prime and non-prime salaried class individuals. FlexSalary has been received very well in the last 12 months and has recently crossed INR 1 crore in disbursed loans.
Anil is a graduate in Chemical Engineering and a post-graduate from IIFT (Indian Institute of Foreign Trade, New Delhi).
Ashish has over 22 years’ experience in Mobile Financial Services, telecommunications and digital payments. Prior to joining JUMO he was with Aditya Birla Payments Bank, where he managed product, partnership and business solutions. He has worked for Iridium, FRB, and Orascom Telecom (now Veon) and Comviva (formerly Bharti Telesoft). Apart from India, he has lived and worked across Europe, the Middle East and Africa. Ashish holds degrees in engineering and business and is pursuing his PhD at the Indian Institute of Management.
As Head of Digital Advisory, Mr. Tourpe helps the IMF understand transformative technologies relevant to IMF’s Member Countries, such as Fintech, AI, Blockchain, Big Data or cyber risks. A passionate “techno-realist”, he strives to provide expert advice on technology trends, opportunities and risks. Formerly Chief Enterprise Architect, Mr. Tourpe has a strong background in IT strategy and technology innovation, and in the domain of national digital strategies.
Nanaiah is the Managing Director, Equifax Credit Information Services Private Limited and Country Leader - India & MEA, Equifax. He is responsible for providing leadership and oversight for both the Credit Bureau in India and Analytics businesses in India & Middle East region for Equifax. Under his leadership, Equifax Analytics which is focused on the BFSI segment has been featured in the Insights Success Magazine as “The 10 most Admired Analytics companies to watch for in 2018”.
Prior to joining Equifax, he was the Managing Director of Pitney Bowes in India, and had set up and led the country business unit for over ten years. He has an in-depth knowledge of B2B & B2G market ecosystem after having spent two decades in Sales and General Management roles across the country. In addition to operational experience, he also acquired consulting experience with his earlier assignment with a global consulting firm, in an implementation consulting space on the operational excellence.
He is a business leader with the knowledge and experience of having been in a global business environment. He has proven skills of having built a high performance organization, setting up processes, implementing controls and introducing innovative solutions to create success patterns . He is credited with awards on diversity and winner of Pitney Bowes’s international award for encouraging diversity at workplace . He has been a speaker in many thought leadership forums.
Mr. Mohan Tanksale is a career banker with over 4 decades in the Indian banking industry and has led threemajor Indian Public Sector banks in this span. During his illustrious career, Mr. Tanksalehas spent time and contributed in every area of banking. He retired as Chairman from one of the top 10 banks in India, Central Bank of India, in 2013. Given his wealth of experience, he was immediately roped in as the Chief Executive of the Indian Banks Association (IBA), during whichhe successfully represented the entire banking industry for the period December 2013 to August 2016.
Mr. Tanksale is presently engaged as an Advisor to SWIFT India (SWIFT India Domestic Services Private Limited, majority owned subsidiary of Society of Worldwide Interbank Financial Telecommunication, Belgium)providing support toadoption of high quality financial messaging services in India and giving insights on developing market opportunities.
R N Iyer, CEO & Founder of Vayana Network, is a serial entrepreneur. He was the Co-founder and CEO of CashTech Solutions, a leading Cash Management vendor in Asia which was acquired by Nasdaq listed, Fundtech. Iyer has previously worked with Accenture. He is a management graduate from IIM Ahmedabad and an Engineer from Mumbai University. Iyer believes in building teams which can build high quality businesses.
“Musheer is Founder & Managing Director of Finstep Asia, a Scaling program for Fintech companies and the founding board member of Fintech Association of Hong Kong. He has an extensive background in financial services and technology and has a keen interest in technologies impacting/disrupting investment banking such as blockchain, artificial intelligence, data analytics. In addition, he is a member of United Nations ESBN Youth and Women Entrepreneurs Taskforce (YET) and co-founder of IndiaTech Hong Kong.
He is a mentor and speaker at industry events in the region and guest lecturer on topics of Fintech, Investment Management and Blockchain, Artificial Intelligence. He has written articles and been quoted in various media channels, including on Financial Times, Medici, Regulations Asia, Quartz, CNBC, SCMP, IFLR, Asian Investor, Bloomberg, CGTV and Citywire. “
Tamal Bandyopadhyay is an award winning journalist, known for his weekly column 'Banker's Trust', published in Business Standard (earlier in Mint) He has written five books, the latest being 'HDFC Bank 2.0 : From Dawn to Digital' on India's most valued bank's digital journey. All his books are non-fiction best sellers. He has been an influencer on global professional network Linkedin.
Rajat is a Product Management geek at heart and has been in various roles in Sales, Business Development, Product Management and Marketing. Rajat Joined eBaoTech in 2016 and manages Sales strategy for Cloud business globally and Sales in Asia region. He has been instrumental in growing the Asia business with some of the major deals and logos as eBaoTech customers in South East Asia and India. Rajat also leads the global InsureMO taskforce to drive the overall go-to- market strategy and playing in instrumental role in transforming eBaoTech into a major global platform company for the Insurance ecosystem.
Prior to eBaoTech, Rajat was the South East Asia Head for HCL, driving New Business for Banking and Financial services vertical for almost a decade and also been a part of various early and growth stage startups doing product management in India.
Rajat holds a Master of Business Administration degree from the Illinois Institute of Technology, Chicago and Great Lakes Institute of Management, India and a Bachelor of Technology in Computer Science Engineering from the IP University, India.
Following stints at global insurance companies and payments companies, ran Money20/20s global content program, successfully building their Europe and Asian platforms. Currently leading the International FinTech Office at the Monetary Authority of Singapore. A broad remit, from building the next iteration of the Singapore FinTech Festival to collaborating with a number of national FinTech events, supporting the VC community in Singapore and driving a number of strategic projects to advance the FinTech community across the Asian region.
Wriju Ray is co-founder and Chief Business Officer at IDfy, one of Asia's Top 5 Regulatory Technology companies. At IDfy, apart from driving business growth, Wriju evangelises on evolving global regulatory norms and data privacy. He has authored several research papers on risk and compliance and contributes to leading journals such as Economic Times. He is deeply integrated with regulatory bodies in finance and telecom and is helping shape their regulatory roadmap. He holds an MBA from INSEAD and has worked in senior positions in North America, Europe, and Asia Pacific with companies like Oracle and BT.
Chiranth’s passion lies in FinTech. He is currently building Riskcovry, an InsurTech Platform where he leads strategy, growth and also enables FinTech focused angel investments via BetaPlus Capital Partners. Prior to starting Riskcovry, he was EiR and also led Ecosystem Development at MEDICI where the InsurTech idea took further shape. Chiranth started his career in Boston, MA, gaining product management, strategy consulting & investment management experience with Fidelity Investments, Deloitte Consulting & Zuna Asset Management respectively and has been a two time entrepreneur prior to Riskcovry. Chiranth holds Bachelor of Engineering degree in Computer Science from Gogte Institute of Technology, Belgaum, and MBA in Finance & Management of Information Systems from University of Massachusetts at Boston.
Meghna Suryakumar is the Founder & CEO of Crediwatch, which is a Data Insights-as-a-service platform that deploys scalable deep learning tools across disparate digital footprints left by big and small private entities. Crediwatch provides actionable credit intelligence and dynamic credit management as a service to Financial Institutions. Prior to Crediwatch, Meghna practised Law and had her own international law practice based in New York City and India. She is an alumnus of Columbia Law School and has a Certificate of Entrepreneurship from Stanford Business School. At Crediwatch, she seeks to realise her passion for solving large complex problems by using technologies such as AI, ML & NLP to bank the unbanked, an untapped opportunity worth billions of dollars.
Richard is one of the world’s leading authorities on distributed ledger systems and architectures. As R3’s CTO, Richard manages the construction of Corda, the blockchain for business. He has led the design and construction of the platform over the past four years, creating a product that brings the benefits of blockchain technology to the world of regulated business and enterprise deployment.
Previously, Richard was the Executive Architect for Banking and Financial Markets industry innovation at IBM UK.
Richard is a Chartered Engineer, holds an MBA with distinction from Warwick Business School and a first-class degree in Mathematics from Trinity College, Cambridge.
Subramanya SV (Subu) is the CEO and co-founder of fisdom, a leading digital wealth management startup in India. Fisdom is an intuitive consumer platform that provides investments, savings and protection solutions. Fisdom serves customers through a unique branded partnership model where several leading banks and financial institutions have chosen Fisdom as their wealth management partner. Prior to co-founding Fisdom, Subu was a partner at Bessemer Venture Partners and Managing Director of India operations. He holds an MBA from IIM Ahmedabad and an engineering degree from Mysore University
Francesco Cardi currently serves as chief strategy officer at Onfido. He joined the company in 2015 as VP of product and operations and was instrumental in building the company's core identity verification capabilities and team. Prior to Onfido, Francesco has held a variety of leadership roles in developing and deploying global infrastructure, financial, data and telecommunication products. He started his career as a consultant with Bain & Company. Francesco holds a B.A. in Mathematics and Physics and a Master in Nuclear Engineering. He is fluent in English, Italian, Spanish, French and Portuguese
Mr. Anup Nayar has joined NPCI as Vice President and Head – Business Development. He has worked over two decades in retail payments business in the country and has held leadership positions with a leading private sector bank, global ATM manufacturer, and leading transaction processor in the country. His stint with these organizations has given him a insight in the various business models that drive business and also the intricacies of managing business in complex environments.
Rolf Behrndt, Practice Manager for the joint IFC-IBRD Global Practice Finance, Competitiveness & Innovation, is based in Delhi, responsible for providing advisory and convening services in South Asia. Clients include Governments, Central Banks, sectoral organisations, and the private sector. He has been with the WBG for > 10 years, has more than 30 years of experience in the financial and private sector, and has focused on competitiveness, financial inclusion, and finance for development (agri-finance, sustainable energy finance). Rolf holds a master’s degree in industrial economics from Darmstadt University, Germany, and conducted postgraduate studies at the German Development Institute.
Ahmed is a Lead Specialist at the United Nations Capital Development Fund (UNCDF).He brings experience as a former regulator and bank supervisor in the UK and extensive experience diagnosing enabling environments for digital financial services. At UNCDF, Ahmed leads a regulatory and advocacy team who work with governments and private sector to set the stage for next generation digital policy issues, such as the emergence of FinTech, greater consumer empowerment, and democratizing access to market data.
Prior to joining MM4P in 2016, he was the Director of Financial Inclusion Policy and Ecosystem Development at Bankable Frontier Associates (BFA). At BFA, Ahmed led an expert team of regulatory experts, providing direct support to policymakers in over 20 markets, addressing a variety of policy issues from e-money and agent banking to national strategies and open data. Prior to joining BFA in 2009, Ahmed was a bank supervisor and policy advisor at the Financial Conduct Authority in the UK.
During his tenure as a regulator, Ahmed was a supervisor of medium sized banks and building societies. He was involved in the first wave of enhanced supervision during the liquidity crisis in the UK in 2007-2008, monitoring institutions struggling to navigate the liquidity landscape in difficult market conditions. Prior to his role as a supervisor, he worked as a policy advisor in Operational Risk providing policy advice regarding electronic money regulations in the UK and EU. Notably during his time at the FSA, he spent 6 months seconded to the CGAP Policy and Technology teams to work on electronic money regulations and the development of proportionate regulatory frameworks for branchless banking. He has a Masters in Development Economics from the School of Oriental and African Studies (SOAS) and is currently based in Brussels.
Roopa leads Omidyar Network India and is responsible for overall strategy, investments, operations and portfolio development.
Prior to joining Omidyar Network India, Roopa spent 23 years with CRISIL, and was its managing director and chief executive officer from 2007. She led CRISIL’s transformation from being India’s premier ratings agency into a diversified global analytical company. Under her leadership the company’s market capitalization grew four-fold and revenues tripled. She led the company’s expansion plans and CRISIL now has a presence in 150 cities across India and research centres in Argentina, Poland and China. Its client base includes some of the largest global investment banks and as well as tens of thousands of small firms and enterprises in India.
Roopa also worked for Standard & Poor’s, Paris, as director, financial institutions ratings.
Roopa is regularly featured in the media as a prominent woman leader in corporate India. She has served as a member of several policy-level committees relating to the Indian financial system, and is currently an independent director on the board of Infosys, Tata AIA Life Insurance Company, and Nestle India. She is also a member of the board of governors of Indian Institute of Management (IIM), Ahmedabad.
Roopa holds a postgraduate diploma in management from Indian Institute of Management, Ahmedabad (IIM-A) and is a Distinguished Alumnus of the institute.
In 2015, Akash co-founded Cashfree, one of India’s leading payments platforms, to solve the challenges faced by businesses in bulk payments and disbursals. Prior to starting Cashfree, he worked with e-commerce giants such as Amazon and BankBazaar where he built products as a Software Engineer.
With his experience as a programmer and product owner, Akash focuses on the intersection of technology and business opportunities. A community builder in the startup and entrepreneur space, he is passionate about cutting-edge tech that can help businesses experiment, scale and innovate faster.
A graduate of International Institute of Information Technology – Hyderabad (IIIT-H), Akash started his first company while still in college, and he takes that legacy forward by building cutting-edge payment products and solutions for businesses.
Rachel Freeman is the Executive Director, Business Development for Tyme Global. Tyme Global is the technology and solutions firm powering Tyme Bank, the first digital bank in South Africa with now 1 million customers. Rachel Freeman is an experienced and internationally recognized financial expert, particularly in the areas of financial inclusion and innovative financial technologies. Before joining Tyme, Ms. Freeman served as the IFC Financial Institutions Advisory Manager for Asia since 2014. In her role, she led IFC’s advisory program for existing and potential investee clients for value enhancement and development impact, to achieve IFC's goals in financial inclusion and climate change mitigation. Rachel led client solutions development and execution in SME finance, bank- fintech collaboration including the creation of the APIX Platform, MFI transformation, Banking on Women, agrifinance and climate change finance for strategic IFC clients. Since 2001 she had several senior positions at IFC in Central Asia, Africa and Asia. Prior to joining IFC, Rachel was involved in several entrepreneurial ventures in the US and Russia She holds a Masters in Business Administration from the University of Michigan Business School and a degree in International Politics and Economics/Russian from Middlebury College. She also attended Executive Education at Harvard University's Kennedy School of Government.
Jatin Maniar is a digital identity, and fraud protection business leader focused on solving digital identity, account takeover fraud challenges. Jatin’s focus is on helping Fintechs, BFSI and other organizations eliminate password and SMS-related fraud, account takeover attacks and solve the complexity of deploying un-phishable authentication affordably.
Jatin started his career in Silicon Valley at VeriSign, implementing identity and authentication solutions. He also led the deploying India's first PKI certificate authority in 2002 with Sify. Before Singular Key, his previous company DMARCAnalyzer, an email fraud protection company, was acquired by Mimecast. He has also held leadership roles at VeriSign, Symantec, MicroStrategy, etc
Ira Dugal has been a journalist for nearly two decades and has specialised in covering the economy, banking and finance. She has worked across the television, print and digital mediums over the course of her career
Ira has held leadership roles across organisations. She was resident editor at NDTV Profit and Financial Express. Prior to joining BloombergQuint, Ira was deputy managing editor at Mint and managed the paper’s coverage from Mumbai. She is currently Editor - Economics, Banking and Finance at BloombergQuint. Together with her leadership roles, she continues to be prolific writer on the Indian economy and banking.
With over a decade of experience, Chirutha is currently heading the operations as Co-founder & COO at Pay1. Chirutha’s expertise lies in working with cross-functional and single-discipline teams in a deadline-driven and project-oriented environment. Though a co-founder, Chirutha believed in getting her hands dirty and initiated the customer care division from scratch and moved to oversee the whole operations of the company, including people management and vendor management. She has spearheaded many projects and has been involved in innovating cross- platform services especially Recharge and DMT; these innovations have massively overhauled the unorganised retail market. As an operations head, she has always made a decision at a strategic level. She is extremely well versed with each and every aspect of the company and understands the pain point of any process and finding immediate solutions to those problems.
Vivek is a Mumbai based blockchain professional and former entrepreneur. He heads the South Asia business for R3, an Enterprise Software company building Corda, the blockchain for business.
Vivek is an active member in the global fintech community focused on bringing the latest innovations to India. Prior to R3, Vivek served in multiple roles within the private and public sector, working with organizations like Tata Administrative Services (TAS), National Skill Development Council (NSDC) and Andhra Pradesh Economic Development Board.
He holds an MBA from Harvard Business School and a Bachelor’s in Electrical Engineering.
Saru Tumuluri is the CEO Khosla Labs and is currently focused on scaling Veri5Digital, a leading Digital Identity, Video KYC and Customer On Boarding solutions SaaS platform in India.
With over two decades of experience pertaining to entrepreneurship in India and the United States, Saru is a passionate women entrepreneur she is very keen about women and their contribution in technology lead companies.
Saru decided to relocate back to India with her family a decade back to contribute to the start-up ecosystem in India. With the growing FinTech sector in India and regulatory progressive moves like Video KYC etc, Saru is very positive about India's FinTech growth story.
In her role with Veri5Digital, she is primarily in charge of the sales and marketing functions, as well as partnerships and business-related scale up efforts of the company.
Aditya is the CEO of Tallyx - building a decentralized blockchain platform for supply and distribution finance based on tokenization of trade assets and a global marketplace. He is a former Managing Director and co-founder of Citi Global Digital Strategy, three-time entrepreneur – twice in the trade finance and cash management systems area, with successful exits to Sungard and ACI Worldwide. He was also the first CIO of Yes Bank and Group CIO of mPhasis. He has been a mobile payments evangelist and pioneer as CPO of Obopay. He is an industry visionary, speaker and co-author in the digital transformation of financial services (Citi Bank of the Future). He has driven the successful digital transformation of Citi across both consumer and corporate banking for over half a decade, running a global strategy consulting division at the top of the firm.